One-stop Credit Union financing right at the dealership

Fast approvals with 2-3 minute loan decisions

Available 7 am to midnight, 7 days a week




Financing your next new or used car just got easier!  With Credit Union Direct Lending®, you can get a credit union auto loan within minutes right at the dealership-even when the credit union is closed.  The program is available seven days a week, including holidays.



Visit any of the participating dealerships.  The Credit Union and Credit Union Direct Lending have partnered with dealerships throughout California to offer you the credit union's current low rates and convenient financing terms.  It's simple for you and the dealers to use.  Follow these easy steps:

  1. Decide on the make and model of the vehicle you want.  Look up Kelley Blue Book values and other important information using CU Direct's web site:, or check with the credit union.

  2. Visit a participating dealership.  Most dealerships have special pricing for credit union members.  Ask for a representative from the Fleet Department or the CUDL program to assist you.

  3. Select the car of your choice - new or used - and negotiate the price.  Don't forget to take advantage of any available rebates.

  4.  Apply for a low-rate auto loan right at the dealership.  Insist on your credit union financing through the CU Direct system.  And within minutes you'll have a loan decision.

  5. Once you're approved through the CUDL system, the dealer will complete the paperwork and send it to your credit union for funding.  You simply drive away in your car, truck or van.