Other Services & Fees
In addition to our many share and loan products, Organized Labor Credit Union also offers the following services:
Direct Deposit
Stop Pay Services
Gift Cards
Online Banking -24 hours
Online Bill Pay
Schedule of Fees
Effective Date: December 31, 2023
Service Charges
| Service | Fee |
|---|---|
| Membership Fee | $5.00 |
| Account Re-open (Within 6 Months of Closing) | $25.00 |
| Corporate Draft | $5.00 |
| ACH Early Posting | $15.00 |
| Special Request Letter | $15.00 |
| Copy of Statement | $2.00 |
| Stop Payment - (Corporate Draft) | $25.00 |
| Outgoing Wire Transfer | $20.00 |
| Incoming Wire Transfer | $10.00 |
ATM Fees
| Service | Fee |
|---|---|
| Card Replacement | $5.00 |
| PIN Replacement | $5.00 |
| Priority Card Replacement | $40.00 |
| Priority Pin Replacement | $40.00 |
NOTICE REGARDING ATM FEES BY OTHERS: If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Checking Account Fees
| Service | Fee | ||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stop Payment Fee (Draft & ACH) | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Photo Copy of Paid Item | $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Paid Item | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Return Item | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Account Reconciliation (Per Hour) | $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Service | Fee |
|---|---|
| Response to Legal Order (Subpoenas, Levis, Garnishments) | $50.00 |
| Dormant Account Fee (No Activity 12 Months) | $2.00 |
| Bad Address | $2.00 |
| Christmas Club Early Withdrawal | $10.00 |
| Address Locator Fee | $5.00 |
| Skip A Pay Fee | $20.00 |
| Lien Satisfied Fee | $30.00 |
| Car Fax | $30.00 |
| Payoff Demand | $30.00 |
| Reconveyance Fee | $45.00 |
| Recording Fees | $75.00 - $225.00 |
| Notary Fee (per signature) | $15.00 |
| Research Time (per hour) | $15.00 |
Bill Pay-e Fees
| Service | Fee |
|---|---|
| Monthly Fee (Waived With Activity Each Month) | $5.00 |
| Written Correspondence to Payee | $10.00 |
| Per Proof of Payment (Not Necessitated By a Dispute) | $10.00 |
| Payment Returned Due to Member Error | $5.00 |
| Expedited Payment Fees: Overnight | $14.95 |
| Expedited Payment Fees: 2nd Day | $9.95 |
| Reinstate Fee | $50.00 |
| Gift Pay Fee: Gift Check | $2.99 |
| Gift Pay Fee: Charitable Donations Fee | $1.99 |
MISC Card Fees
| Service | Fee |
|---|---|
| MasterCard® Gift Card | $3.00 |