Share Rates
This rate schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with Organized Labor Credit Union.
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of December 31, 2023. Fees could reduce the earnings on the account. Please call (209) 527-8731 to obtain current rate information.
| Account Name | Minimum Opening Balance | Minimum To Earn Dividend | Dividend Rate | APY** | Date |
|---|---|---|---|---|---|
| Regular Shares - $200.00 to $999.99 Variable |
$50.00 | $200.00 | .01% | .01% | 12/31/23 |
| Regular Shares - $1000.00 to $19,999.99 Variable |
$50.00 | $1000.00 | .03% | .03% | 12/31/23 |
| Regular Shares - Over $20,000.00 Variable |
$50.00 | $20000.00 | .05% | .05% | 12/31/23 |
| Club Accounts Variable |
$1.00 | $0.01 | .05% | .05% | 12/31/23 |
| IRA Share Variable |
$0.00 | $0.01 | .10% | .10% | 12/31/23 |
| Share Draft Variable |
$100.00 | $0.01 | .03% | .03% | 12/31/23 |